Tag Archives: real estate

How Much Home Can You Afford?

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As you’ve probably seen by now, there are beautiful homes in every price range. Right? And with so many homes coming on the market every month, how can you possibly choose? Well, the answer is, take it in logical steps. … Continue reading

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REAL ESTATE SCAM ALERT –

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Reports are surfacing once again relative to rental housing scams. Awhile back GSREIN alerted its members that the Federal Bureau of Investigation had issued a consumer alert affecting real estate listings in a rental housing scam. The scam involves Criminals searching … Continue reading

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Closing Costs

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When planning to buy a home, most people save for their down payment, but give little or no thought to closing costs. . . or if a first time homebuyer, may not know what closing costs are. Closing costs are … Continue reading

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Use Your Own Agent When Buying a Home

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When you see a ‘for sale’ sign, are you tempted to call the agent? …Try to negotiate price and terms with the very person hired by the seller to represent the seller? Come on… You’re smarter than that!! What about … Continue reading

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Covington, LA

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Tradition runs deep in Covington, co-existing alongside innovation and progress and a love of the arts. Covington enjoys a community of the arts, from painting to acting, sewing to singing. If you consider yourself an artist, Covington is the place … Continue reading

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Mandeville LA –

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Located in St. Tammany Parish, Louisiana is the city of Mandeville, LA. It is on the northshore of Lake Pontchartrain and across the lake from New Orleans and is part of the New Orleans suburbs. Being a part of the … Continue reading

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Abita Springs, LA –

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Nestled right next door to Covington, Abita Springs is a picturesque town known for its historic district and its refreshing spring water. Abita Springs has that small town atmosphere everyone who lives in the big city craves. Originally, Abita Springs … Continue reading

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A Note to the First Time Homebuyer

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For the first time homebuyer, the transition from tenant to homeowner might feel perfectly natural… like a duck to water. But for others, it’s a bit more of an adjustment… Especially the financial implications. With today’s low interest rates, it’s … Continue reading

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Negotiating a Short Sale

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The main thing to know when negotiating a short sale is that it’s always going to be priced somewhat below market if for no other reason than the fact the seller is looking for a quick sale. I recently had … Continue reading

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Great Customer Service – You Deserve It ! !

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This has nothing to do with real estate, but it does have to do with customer service. This afternoon I went to my nearby home improvement store to get a new water filter for my fridge. After I walked around … Continue reading

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What Kind of Agent are You?

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Do you let buyers bully you and waste your time? I recently had a listing with a 30-day price tag of $449,000. The home was a 4 yr old Fr Colonial with 10’ ceilings, 5-BR/4-Ba in a gated waterfront community. … Continue reading

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Real Estate Successions

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Over the years I have come across a number of situations where the heirs to a real estate succession based the property value solely on the appraised value of a home. . . and one heir ended up buying the property … Continue reading

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Rent to Own, Lease Purchase, Owner Finance

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NO Money?  NO Credit?  . . . .NO Problem! Rent to Own . . . .                 Lease Purchase . . . .                                 Owner Finance . . . . First of all, if the first line sounds a bit dumb, … Continue reading

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Buying a Home. . .

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       Buying a Home  . . .And Why You Should be Working with an ‘ABR’ Whether you are a first time homebuyer, or it’s been quite a few years since you bought your current home, buying a home may seem quite daunting. Well, sit … Continue reading

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Testimonials

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 I’ve had the privilege to work with some wonderful clients. Included are letters from just  a few of them. . . . . It was a bumpy road, but so worth it!! My husband and I had been trying to … Continue reading

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Selling a Home?

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SELLING A HOME? . . . .WHAT EVERY HOME SELLER NEEDS TO KNOW Have you noticed how many ‘For Sale’ signs there are today? Does it seem like hardly any are getting sold? Well, you are right. Selling a home with … Continue reading

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‘Short Sale’ Tips for Sellers

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Navigating Short Sales: What to Do When the Sale Price Leaves You Short If you’re thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of … Continue reading

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FHA Loans


What is an FHA loan? The word ‘loan’ is a bit of a misnomer, since Federal Housing Administration (FHA) loans are not loans at all. What the FHA does is insure loans so that lenders can offer mortgage assistance to … Continue reading

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401K Funds Used for a Down Payment


Reprint from The Mortgage Professors Website, April 19, 2004, Revised November 28, 2006, October 2, 2007, Reviewed April 10, 2011 —  © 2011 Mortgage Professor The cost of using funds in a 401K as down payment should be compared with … Continue reading

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What is ‘Agency’?

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The LA Real Estate Commission requires that when a real estate agent meets you for the first time, face to face – and before showing you homes, discussing financing, or anything other than simply answering questions  – that we provide you … Continue reading

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Pre-QUALIFICATION or Pre-APPROVAL?


What’s the difference??? There are three types of home-sales that require you to be Pre-Approved. REO’s (home foreclosures) Short Sales (sale price is lower than the sellers mortgage payout) ‘Relos’ (homes being sold by a seller’s relocation company) Add to that, ordinary … Continue reading

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Loan Pre-Approval – Who needs it?

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“If I’m not buying a repo or a ‘short sale’, why do I have to be pre-approved?”  The answer to this will quickly become obvious once you understand what it means to be a seller in today’s market. In fact, … Continue reading

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Left Brain, Right Brain

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Could this Really Influence How You will Choose Your New Home? Are you predominately a ‘LEFT Brain’ or a ‘RIGHT Brain’ person? Believe it or not, which one you are, can influence how you choose your next home. The LEFT … Continue reading

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‘Bond for Deed’ – A Type of Owner Finance

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What is a Bond for Deed? A Bond for Deed is actually a Deed in Trust and is used as a type of owner financing. It is in fact, an interim finance program whereby the deed is held in trust by a bonded … Continue reading

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Slidell Waterfront Homes for Sale

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Slidell – A Boater’s Paradise If you are tired of the same ol’ same ol’, you must take a closer look at Slidell. This small city is indeed a boater’s paradise! No other community in Louisiana has as many beautiful … Continue reading

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What is a Short Sale?

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A ‘short sale’ occurs anytime the net proceeds from a sale of a home are less than the amount needed to pay out the mortgage and any other liens that might be against a property. What You Need to Know … Continue reading

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Rehab a Home with HUD’s 203k Loan

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The following is a reprint courtesy of HUD.Cov, US Dept of Housing and Urban Development The Section 203(k) loan program is HUD’s primary program for the rehabilitation and repair of single family properties. As such, it is an important tool … Continue reading

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Do-It-Yourself Credit Repair

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Have you had a bankruptcy in the past? Had debts that went to ‘Collection” and were written off? Do you think because bill collectors don’t call anymore, it’s all forgotten? Wrong!!  Not only is it not ‘forgotten’, you have to … Continue reading

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203k Specialist

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I am proud to announce I have been awarded the real estate industrys prestigious 203k Specialist certification. By this certification, I am a member of, a nationwide organization of real estate, lending, and home improvement professionals working in partnership with Lowes, … Continue reading

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