Tag Archives: credit score

Who is a Likely Buyer for a ‘Bond for Deed’?


. . . an important question if you are the seller So many people with poor credit want to know if they can do a Bond for Deed. The short answer? NO ….at least not with my sellers. Although I am an advocate for … Continue reading

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Improve Credit Scores with NO MORE Late Payments

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If you earn enough to pay your bills, but are always just a day ot two late, this small adjustment to your bill paying methods could save you lots of money and add an add’l 50 points to your credit score. … Continue reading

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Rent to Own, Lease Purchase, Owner Finance

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NO Money?  NO Credit?  . . . .NO Problem! Rent to Own . . . .                 Lease Purchase . . . .                                 Owner Finance . . . . First of all, if the first line sounds a bit dumb, … Continue reading

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Free Credit Scores

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… and Credit Reports Quite often people may know their credit isn’t ‘stellar’, but when thinking about buying a home, they would like to know ahead of time just how bad (or good) it is. . . and often to their surprise, they … Continue reading

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Buying a new Home? . . .Warning!!!

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NO ‘mysterious’ deposits to your bank accounts – Borrowing money for a down payment to buy a home is an absolute ‘no-no’ in the world of mortgage lending. If there is a chance you may not have enough for the … Continue reading

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FHA Loans


What is an FHA loan? The word ‘loan’ is a bit of a misnomer, since Federal Housing Administration (FHA) loans are not loans at all. What the FHA does is insure loans so that lenders can offer mortgage assistance to … Continue reading

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Pre-QUALIFICATION or Pre-APPROVAL?


What’s the difference??? There are three types of home-sales that require you to be Pre-Approved. REO’s (home foreclosures) Short Sales (sale price is lower than the sellers mortgage payout) ‘Relos’ (homes being sold by a seller’s relocation company) Add to that, ordinary … Continue reading

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Repos, Short Sales, and Pre-Approval… What Every Buyer Needs to Know

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OK….this is it. 2012.  The year everyone says we will see more repos and ‘short sales’ than in 2010 or 2011. As bad as that sounds, it’s a huge opportunity for buyers. Unfortunately there are so many buyers who are … Continue reading

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‘Bond for Deed’ – A Type of Owner Finance

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What is a Bond for Deed? A Bond for Deed is actually a Deed in Trust and is used as a type of owner financing. It is in fact, an interim finance program whereby the deed is held in trust by a bonded … Continue reading

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Do-It-Yourself Credit Repair

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Have you had a bankruptcy in the past? Had debts that went to ‘Collection” and were written off? Do you think because bill collectors don’t call anymore, it’s all forgotten? Wrong!!  Not only is it not ‘forgotten’, you have to … Continue reading

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