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Nestled right next door to Covington, Abita Springs is a picturesque town known for its historic district and its refreshing spring water. Abita Springs has that small town atmosphere everyone who lives in the big city craves. Originally, Abita Springs … Continue reading
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For some buyers, the transition from tenant to homeowner feels perfectly natural… like a duck to water. But for others, it’s a bit more of an adjustment… Especially the financial implications. With today’s low interest rates, it’s not all that … Continue reading
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When a home is being sold as a short sale, it’s always going to be priced somewhat below market if for no other reason than because the seller is looking for a quick sale. I recently had a home listed … Continue reading
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This has nothing to do with real estate, but it does have to do with customer service. This afternoon I went to my nearby home improvement store to get a new water filter for my fridge. After I walked around … Continue reading
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Do you let buyers bully you and waste your time? I recently had a listing with a 30-day price tag of $449,000. The home was a 4 yr old Fr Colonial with 10’ ceilings, 5-BR/4-Ba in a gated waterfront community. … Continue reading
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Over the years I have come across a number of situations where the heirs to a property have settled the succession based solely on the appraised value of a home. . . and one heir ended up buying the property … Continue reading
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NO Money? NO Credit? . . . .NO Problem! Rent to Own . . . . Lease Purchase . . . . Owner Finance . . . . Lease with Option to Purchase . . . . First … Continue reading
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DotLoop has now given non-KW real estate Buyer Agents in the community the opportunity to make an offer on any Keller Williams listing using DotLoop. This is a terrific innovative development! In addition to being able to write an offer, the … Continue reading
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. . . .And Why You Should be Working with an ‘ABR’ If you are a first time homebuyer, or it’s been quite a few years since you bought your current home, buying a new home may at first seem quite … Continue reading
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… and Credit Reports Quite often people may know their credit isn’t ‘stellar’, but when thinking about buying a home, they would like to know ahead of time just how bad (or good) it is. . . and often to their surprise, … Continue reading
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Now that Keller Williams has e-Edge, I wanted a way to connect the Wi-Fi modem on my laptop to the internet from anywhere – including a client’s kitchen table. I think we all know by now that our laptops can access the … Continue reading
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NO ‘mysterious’ deposits to your bank accounts – Borrowing money for a down payment to buy a home is an absolute ‘no-no’ in the world of mortgage lending. If there is a chance you may not have enough for the … Continue reading
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Principle and Interest The first item on your house note will be the Principle and Interest calculation for the original amount of your loan. Using a good Mortgage Calculator, simply plug in the current interest rate and the number of … Continue reading
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I’ve had the privilege to work with some wonderful clients. Included are letters from just a few of them. . . . . It was a bumpy road, but so worth it!! My husband and I had been trying to … Continue reading
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WHAT EVERY HOME SELLER NEEDS TO KNOW Have you noticed how many ‘For Sale’ signs there are today? Does it seem like hardly any are getting sold? Well, you are right. With over 1000 homes on the market at any given … Continue reading
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Navigating Short Sales: What to Do When the Sale Price Leaves You Short If you’re thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of … Continue reading
What is an FHA loan? The word ‘loan’ is a bit of a misnomer, since Federal Housing Administration (FHA) loans are not loans at all. What the FHA does is insure loans so that lenders can offer mortgage assistance to … Continue reading
Reprint from The Mortgage Professors Website, April 19, 2004, Revised November 28, 2006, October 2, 2007, Reviewed April 10, 2011 – © 2011 Mortgage Professor The cost of using funds in a 401K as down payment should be compared with … Continue reading
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The LA Real Estate Commission requires that when a real estate agent meets you for the first time, face to face – and before showing you homes, discussing financing, or anything other than simply answering questions – that we provide you … Continue reading
What’s the difference??? There are three types of home-sales that require you be Pre-Approved. ‘Repos’ (home foreclosures) ‘Short Sales’ (sale price is lower than the sellers mortgage payout) ‘Relos’ (homes being sold by a seller’s relocation company) Add to that, ordinary sellers … Continue reading
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“If I’m not buying a repo or a ‘short sale’, why do I have to be pre-approved?” The answer to this will quickly become obvious once you understand what it means to be a seller in today’s market. In … Continue reading
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OK….this is it. 2012. The year everyone says we will see more repos and ‘short sales’ than in 2010 or 2011. As bad as that sounds, it’s a huge opportunity for buyers. Unfortunately there are so many buyers who are … Continue reading
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Since Hurricane Katrina and the rash of repairs and new construction that followed, we have seen a higher than normal incidence of homes contaminated wth Chinese drywall. YES. . . contaminated!! As in poisonous!! These homes are not fit for … Continue reading
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Could this Really Influence How You will Choose Your New Home? Are you predominately a ‘LEFT Brain’ or a ‘RIGHT Brain’ person? Believe it or not, which one you are, can influence how you choose your next home. The LEFT … Continue reading
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In this market, agents are quite often asked which is better… An FHA 203k or a Homepath loan? The following is a reprint from a blog by Justin McHood who works for Academy Mortgage and is based in Chandler, AZ.. … Continue reading
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Yes! . . . and it is not a gimmick nor is it VA. It is a little known federal program called USDA Rural Development. Unlike most loans, a USDA-RD loan is unique in that the property itself is the … Continue reading
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What is a Bond for Deed? A Bond for Deed is actually a Deed in Trust and is used as a type of owner financing. It is in fact, an interim finance program whereby the deed is held in trust by a bonded … Continue reading
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Slidell – A Boater’s Paradise If you are tired of the same ol’ same ol’, you must take a closer look at Slidell. This small city is indeed a boater’s paradise! No other community in Louisiana has as many beautiful … Continue reading
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Have you recently suffered some type of financial loss and can no longer afford your house note? Have you already missed one or more payments and the mortgage company is stressing you out with harassing phone calls? Do you need … Continue reading
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A ‘short sale’ occurs anytime the net proceeds from a sale of a home are less than the amount needed to pay out the mortgage and any other liens that might be against a property. What You Need to Know … Continue reading
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The following is a reprint courtesy of HUD.Cov, US Dept of Housing and Urban Development The Section 203(k) loan program is HUD’s primary program for the rehabilitation and repair of single family properties. As such, it is an important tool … Continue reading
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Have you had a bankruptcy in the past? Had debts that went to ‘Collection” and were written off? Do you think because bill collectors don’t call anymore, it’s all forgotten? Wrong!! Not only is it not ‘forgotten’, you have to … Continue reading
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I am proud to announce I have been awarded the real estate industrys prestigious 203k Specialist certification. By this certification, I am a member of, a nationwide organization of real estate, lending, and home improvement professionals working in partnership with Lowes, … Continue reading
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